Professional Mortgage Services

Need help with your mortgage process? We've got you covered!



Home Purchases & Refinances

Welcome to 1st Preference Mortgage Corporation!

The 1st Preference Mortgage Team is committed to providing our clients with the highest quality home loans combined with some of the lowest mortgage rates available in Maryland and Virginia. Whether you are a first time home buyer, a buyer looking to purchase your dream home, a homeowner looking to refinance your current mortgage, or a homeowner looking to consolidate debt, our experienced team of Loan Processors, Underwriters, Closing Specialists, and I can help make your dreams come true. At 1st Preference Mortgage, my ultimate goal is to create lasting relationships with each of my clients so that I may continue to provide excellent service to you and you family for many years.                                             


Loan Products & Programs

• Purchase Loans •Refinance Loans • 203k and Fannie Mae Homestyle Rehab Loans • Cash Out Loans • Jumbo Loans • Conventional Loans • FHA Loans • VA Loans • USDA Loans • Construction to Perm Loans • Reverse Mortgage Loans • Home Equity Loans • And much more!



I have been a top producer in the Mortgage Industry for over 17 years and offer unparalleled mortgage solutions to all of my clients!  Call me today at (410) 703-2988 to discuss your unique situation. I will provide you with a personalized consultation to help you find the mortgage program that is right for you.

Contact Us

Personal NMLS ID: 207059 1st Preference Corporate Website

Joe Sacks Mortgage Loans

3140 West Ward Road, Suite 205 Dunkirk, MD 20 Direct (410) 703-2988 Fax (443) 603-0130


Monday - Friday: 9am - 5pm

Saturday: By appointment

Sunday: Closed

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